Canada GIC Account Rates

A guarenteed investment certificate or GIC is a Canadian investment or savings product offered by banks that provides a customer with a fixed interest rate of return over a set period of time on a deposit balance. It is similar to a certificate of deposit in the United States or a time deposit in Asia.

Best GIC Interest Rates in Canada

Deposit Account Term APY
BMO 10 Year GIC10 Year2.30% Oct, 2014
BMO 7 Year GIC7 Year2.100% Oct, 2014
TD Canada Trust 5 Year GIC5 Year2.00% Oct, 2014
BMO 5 Year GIC5 Year1.950% Oct, 2014
Scotiabank 5 Year GIC5 Year1.75% Oct, 2014
TD Canada Trust 4 Year GIC4 Year1.60% Oct, 2014
BMO 4 Year GIC4 Year1.600% Oct, 2014
Scotiabank 4 Year GIC4 Year1.40% Oct, 2014
TD Canada Trust 3 Year GIC3 Year1.40% Oct, 2014
ING Direct Canada 1 Year GIC1 year1.35% Oct, 2014
TD Canada Trust 2 Year GIC2 Year1.35% Oct, 2014
BMO 3 Year GIC3 Year1.350% Oct, 2014
TD Canada Trust 1 Year GIC1 year1.30% Oct, 2014
Scotiabank 3 Year GIC3 Year1.25% Oct, 2014
BMO 2 Year GIC2 Year1.150% Oct, 2014
Scotiabank 2 Year GIC2 Year1.10% Oct, 2014
RBC 1 Year GIC1 year1.05% Oct, 2014
BMO 1 Year GIC1 year1.000% Oct, 2014
BMO 6 Month GIC6 month1.000% Oct, 2014
BMO 4 Month GIC4 Month0.900% Oct, 2014
BMO 5 Month GIC5 Month0.900% Oct, 2014
TD Canada Trust 9 Month GIC9 month0.90% Oct, 2014
Scotiabank 1 Year GIC1 year0.90% Oct, 2014
Desjardins 1 Year Term Savings Account1 year0.90% Oct, 2014
BMO 3 Month GIC3 month0.900% Oct, 2014
HSBC Canada 1 Year Term Deposit1 year0.85% Oct, 2014
Scotiabank 9 Month GIC9 Month0.85% Oct, 2014
TD Canada Trust 6 Month GIC6 month0.85% Oct, 2014
CIBC 1 Year GIC1 year0.800% Oct, 2014
Vancity 1 Year Term Deposit1 year0.80% Oct, 2014
TD Canada Trust 4 Month GIC4 month0.80% Oct, 2014
Scotiabank 6 Month GIC6 Month0.75% Oct, 2014
RBC 6 Month GIC6 month0.750% Oct, 2014
BMO 2 Month GIC2 Month0.750% Oct, 2014
TD Canada Trust 3 Month GIC3 month0.75% Oct, 2014
Scotiabank 5 Month GIC5 Month0.70% Oct, 2014
TD Canada Trust 1 Year Term Deposit1 year0.70% Oct, 2014
Scotiabank 4 Month GIC4 Month0.65% Oct, 2014
RBC 3 Month GIC3 month0.650% Oct, 2014
National Bank of Canada 1 Year GIC1 year0.65% Oct, 2014
TD Canada Trust 2 Month GIC2 month0.65% Oct, 2014
BMO 1 Month GIC1 Month0.600% Oct, 2014
Scotiabank 3 Month GIC3 Month0.60% Oct, 2014
Scotiabank 2 Month GIC2 Month0.55% Oct, 2014
TD Canada Trust 1 Month GIC1 month0.45% Oct, 2014
Scotiabank 1 Month GIC1 Month0.15% Oct, 2014