Canada GIC Account Rates

A guarenteed investment certificate or GIC is a Canadian investment or savings product offered by banks that provides a customer with a fixed interest rate of return over a set period of time on a deposit balance. It is similar to a certificate of deposit in the United States or a time deposit in Asia.

Best GIC Interest Rates in Canada

Deposit Account Type Term APY Account Details
ING Direct Canada 1 Year GIC 1 year 1.35% This interest rate applies to the ING GIC 'Guaranteed Investment' which is for 1 year and ha - CAD - Feb, 2014 More Info
TD Canada Trust 1 Year GIC 1 year 1.35% This TD Non-Cashable GIC product has an interest rate that is applicable for a 1 year / 12 month - CAD - Feb, 2014 More Info
RBC 1 Year GIC 1 year 1.05% - Rate is for a Redeemable GIC and is for 1 to 1.5 years- Minimum deposit : $500- Invest - CAD - Feb, 2014 More Info
BMO 1 Year GIC 1 year 1.000% Rate is for 1 year and Annual / Annual Compound Interest Payment Option and $1,000 - $99,999 for - CAD - Apr, 2014 More Info
BMO 6 Month GIC 6 month 1.000% This GIC interest Rate is for a term between 180 - 269 days and is for the 'BMO Short Term Invest - CAD - Apr, 2014 More Info
Scotiabank 1 Year GIC 1 year 0.90% Rate is for 'Long Term Non-Redeemable GICs'(Non-Registered:An - CAD - Feb, 2014 More Info
CIBC 1 Year GIC 1 year 0.900% Rate is for 'CIBC Long Term GIC' account and is term is for 12 - 16 months and $1000 - $999,999 - CAD - Apr, 2014 More Info
BMO 3 Month GIC 3 month 0.900% This BMO Guarenteed Investment Certificate interest Rate is for a term between 90 - 119 days and - CAD - Apr, 2014 More Info
Desjardins 1 Year Term Savings Account 1 year 0.90% This fixed interest rate product refers to the 'term savings' product for a 1 year at maturity te - CAD - Feb, 2014 More Info
HSBC Canada 1 Year Term Deposit 1 year 0.85% This CAD Interest rate is a 1 year / 12 month term and requires a minimum of 5,000. This product - CAD - Feb, 2014 More Info
TD Canada Trust 6 Month GIC 6 month 0.85% This is a TD Non-Cashable GIC short term product and the interest rate is applicable for a 180 da - CAD - Feb, 2014 More Info
Vancity 1 Year Term Deposit 1 year 0.80% The interest rate indicated  applies to the 'redeemable term deposit product' that requires - CAD - Feb, 2014 More Info
TD Canada Trust 3 Month GIC 3 month 0.75% This is a Non-Cashable Guarenteed Investment Certificate (GIC) product and is applicable for a 3 - CAD - Feb, 2014 More Info
RBC 6 Month GIC 6 month 0.750% - Rate is for a Redeemable GIC and is for 180 to 269 days- Applicable to balanc - CAD - Feb, 2014 More Info
TD Canada Trust 1 Year Term Deposit 1 year 0.70% This TD interest rate is for a 12 month/1 year deposit term (long term) with a minimum of $1000 - CAD - Feb, 2014 More Info
RBC 3 Month GIC 3 month 0.650% - The Interest Rate is for the Redeemable GIC Product and is for 90 to 179 days or 3 month equiva - CAD - Feb, 2014 More Info
National Bank of Canada 1 Year GIC 1 year 0.65% This 'Redeemable GIC' product for a 12 month or 1 year term with Interest paid at maturity/annual - CAD - Feb, 2014 More Info
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