Canada GIC Interest Rates

Provider Rate
Meridian Credit Union 5 Year GIC

Rate indicated is for non-redeemable short term GICs. A $500 is required. New Account special rates may apply.

3.50%
5 year
Apply
Jun 2018
Laurentian Bank 5 Year GIC

Rate indicated is not cashable. Minimum deposit of $500 required. 

3.30%
5 year
Apply
Jun 2018
HSBC Canada 5 Year GIC

Compounding Interest GICs with Maturity Interest Payment (% per annum) with 5000 min deposit

3.2%
5 year
Apply
Jun 2018
Canadian First 5 Year GIC Rates

The minimum deposit is 5000

3.17%
5 Year
Apply
Jun 2018
Versa Bank 5 Year GIC

Rate indicated requires a minimum deposit of $1,000. Interest is paid annually.

3.120%
5 year
Apply
Jun 2018
Canadian Western Bank 5 Year GIC Account

Minimum $1,000.00 deposit.

Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution. 

A 0.25% rate reduction applies if monthly interest is not deposited into a CWB account.

3.10%
5 year
Apply
Jun 2018
Alterna Savings 5 Year Term Deposit Account

1 � 5 Year Term Deposits: Annual compound interest paid monthly or annually.

Minimum deposit $500 ($100 for Student Life and Youth Start accounts).

3.10%
5 year
Apply
Jun 2018
Manulife Bank 5 Year GIC

Rate indicated is the annual interest for a non-redeemable GIC. Minimum $2,500 deposit required.

3.05%
5 year
Apply
Jun 2018
3.00%
5 year
Apply
Jun 2018
B2B Bank 5 Year GIC Deposit Account

Long Term Deposits � GICs.

3.00%
5 year
Apply
Jun 2018
GICs and Canada Deposit Insurance

In Canada, Member banks of the CDIC (Canada Deposit Insurance Corporation) have deposit insurance by the CDIC on most but not all savings products including savings account, chequing accounts, GICs or other term deposits (5yrs or less) with an original term to maturity of 5 years or less. Some RRSPs and RRIFs and TFSAs can also be eligible in certain circumstances. It however does not include insurance for mutual funds and stocks, GICs greater than 5yrs, bonds as well as treasury bills. In addition it does not include accounts in foreign currencies. For more information please visit cdic.ca for clear terms and conditions.

List All Guaranteed Investment Certificates (GICs) Available

GIC Definition by Deposits.org Dictionary

Discussion

  • Q: why aren't the Oaken Financial rates listed

    Reply cynthia from United States
    • R: Does this mean that CDIC really does not insure anything at all??? Notice: on most "deposit insurance by the CDIC on most but not all savings products including savings account, chequing accounts, GICs" GICs and Canada Deposit Insurance In Canada, Member banks of the CDIC (Canada Deposit Insurance Corporation) have deposit insurance by the CDIC on most but not all savings products including savings account, chequing accounts, GICs or other term deposits (5yrs or less) with an original term to maturity of 5 years or less.

      Reply Rob
  • Q: Can americans invest in canadian banks?

    Reply Max Brown from Langley, Canada